“Phishing” is where fraudsters send spam or pop-up messages to lure recipients into volunteering personal, financial or credential-related information from unsuspecting victims. That information can then be used to commit identity theft, or enter password-protected sites using your account. As phishing schemes become more sophisticated, it becomes increasingly important to be vigilant.
Learn more about how to spot a bogus phishing message, the important steps you can take to avoid getting “hooked,” and what to do if you’ve mistakenly responded to a phishing email with your personal information.
[box type="info"]The “Dos, Don’ts and Nevers” of Phishing
- DO Delete suspicious messages immediately.
- DON’T click on any links in the message.
- Instead, DO copy and paste the URL into a new browser window.
- NEVER respond to an unsolicited email, or supply personal information as requested by an email, even if the message looks real.
- NEVER supply your passwords or other sensitive information via an email message. No legitimate organization should request your password or other types of sensitive information via an email message.[/box]
What to do if you’re compromised
If you believe you might have inadvertently revealed sensitive information such as your password, you should change your password immediately.
If you provided personal financial accounts information that could be used for identity theft or fraud in response to a fraudulent e-mail claiming to be sent by outside agencies, you should immediately contact the company being spoofed.



This being tax season, I would like to remind you to remain cautious when receiving unsolicited emails due to the possibility that these emails could be a potential phishing scam. Phishing scams may appear as a tax refund, an offer to assist in filing for a refund or possibly contain details about fake e-file websites. These email messages may appear to be from the IRS, directly asking users for personal information, contain a link that instructs the user to follow to a website requesting personal information and/or contains harmful computer code.
Verified by Visa is a solid layer of security for your Visa card. It works alongside the fraud detection and purchase protection offered by the issuing bank. What happens is you register for it online during the checkout process for a participating Verified by Visa retailer. You enter the required information, create a password, and activate the Verified by Visa service. Once activated, you cannot use the Visa card online without the password. If you want to know more, the official FAQ for Verified by Visa related information is
you to join the Verified by Visa program. From there you are linked to a Phishing site that is “clearly more professional, slick, and clean than most Phishing pages,” “The form’s businesslike appearance serves to reassure the victim that the page really belongs to Visa.”